VaultNetwork.netVault Network Boards
Author Topic: Obama comes through for at least one American. [Locked]
Taliesihne  4 stars
Title: Wind on the Deep Waters
Posts: 1,117
Registered: 2004-2-19 04:47:59
Yukishiro1 posted:

It doesn't cost 2k to move within the same town. We don't know much about her circumstances, but if the house is worth anything that is obviously a potential source of funds.


I'm not even talking about moving.

First Month + Last Month + Security Deposit is standard for renting an apartment. Well, 2 out of those 3 anyway.

That's before moving costs.

 

-----signature-----
Jesus saves, Allah protects, and Cthulhu thinks you'd make a nice sandwich
First comes smiles, then lies. Last is gunfire. -Roland Deschain, of Gilead
Szerek  2 stars
Posts: 338
Registered: 2000-8-8 09:26:09
Yukishiro1 posted:

Taliesihne posted:

Anyone care to explain how someone on a tight budget is going to come up with the `2k needed to move in to a cheaper apartment?



It doesn't cost 2k to move within the same town. We don't know much about her circumstances, but if the house is worth anything that is obviously a potential source of funds.

FWIW, moving costs is totally the sort of thing the state or someone should be picking up to help someone out in a situation like this, assuming she couldn't afford to move on her own. It makes sense for everyone involved.

It's not about not looking beyond one's own experiences. Like I said in the very first post, we don't really know enough about her situation either way to know how much she really needs more assistance and how much it is a question of realigning her expenses better. Maybe she really does need more money from the gubmint. Maybe what she really needs even more than more money is someone to come in and help her figure out a better way to spend the money she has.

We just don't know. Assuming it is impossible to live on 15k/year is dumb. Millions of Americans manage it. Whether anyone should have to live on only 15k a year is a different question but it's not impossible.



First month, last month, security deposit + actual moving expenses = ~$2,000 You see, $550 * 3 = 1650, and it would costs about 300 to hire someone to move her stuff.

 

-----signature-----
"The reason they call it the American Dream is because you have to be asleep to believe it."
"The IQ and the life expectancy of the average American recently passed each other in opposite directions."
- George Carlin
Cawlin  4 stars
Posts: 1,759
Registered: 2005-2-22 07:58:42
Yukishiro1 posted:

She's on disability and works part-time below the limit. Calling her working poor is questionable. Her federal taxes are probably negative.

I don't disagree that our tax policy is hard on the working poor. But this isn't really the best example of it.



There are millions of Americans like her who work as much as they can, who can barely or not quite make ends meet, who are left out in the cold by our assistance programs for which they can't qualify. She's working poor, and she has been forsaken by our system in favor of those who don't work at all, and in favor of those who make 1,000 times her annual income.


And another note - you will be astronomically lucky to find a 1br apartment in Harrisburg for $650/month that isn't in the middle of a crime ridden ghetto. Yes you will also have to cover utilities in such a deal.

I live about 80 miles from Harrisburg proper in a place where the cost of living is supposedly cheaper than in Harrisburg, and I can tell you that it is definitely not the case in actual practice. You can probably get a place to live that's WAY out in the sticks for the kind of money those figures you're seeing say, but then you'd spend the difference in gas driving to your job each month because public transportation doesn't exist out in the sticks where those kind of cheap living quarters are found.

 

-----signature-----
If ignorance were painful, half the posters here would be on morphine drips.
Everyone playing WoW knows everything about playing two classes: 1) their own and 2) Hunters
Rosaria  2 stars
Title: They call me Mellow Yellow, quite rightly.
Posts: 477
Registered: 2003-8-22 10:07:30
Cawlin posted:

There are millions of Americans like her who work as much as they can, who can barely or not quite make ends meet, who are left out in the cold by our assistance programs for which they can't qualify. She's working poor, and she has been forsaken by our system in favor of those who don't work at all, and in favor of those who make 1,000 times her annual income.

Could not agree more.

 

-----signature-----
"Them Bollinger Bands on the DJIA are starting to look like columns of projectile vomit." ~ Red Pill
Yukishiro1  4 stars
Posts: 3,243
Registered: 2002-9-20 23:52:57
Cawlin posted:

There are millions of Americans like her who work as much as they can, who can barely or not quite make ends meet, who are left out in the cold by our assistance programs for which they can't qualify. She's working poor, and she has been forsaken by our system in favor of those who don't work at all, and in favor of those who make 1,000 times her annual income.



She qualifies for a huge assistance program that makes up the majority of her income. She can't qualify for any others because she qualifies for that one. We don't know for sure but probably at least 66% of her income is a check from the gubmint that arrives each month. Along with what amounts to a check from the gubmint for health care.


If she was able to work but chose not to she would get much less than she gets right now. Almost all assistance programs for people who could work but are not working depend on having kids or having had a previous job that pays decently. If she wasn't working and wasn't on SSDI she would get food stamps, possibly housing assistance (although less than 25% of people who apply actually get it in most areas, and priority usually goes to people with kids), and medicaid, which is inferior to medicare which she gets through her SSDI.


Your rhetoric is emotionally appealing but extremely inaccurate. She is not a good example of a working poor person getting screwed because she works.
Afio  3 stars
Title: Belle of the Bull
Posts: 748
Registered: 2002-3-19 16:18:03
Read some of the comments in the link.

It's sad that a 60 year old woman on disability who works part time has a harder time making ends meet, than some of the young girls I see running around with kids who don't work.

BTW, her daughter bought her some space heaters and pays for a cell phone for her. She should be able to qualify for a government phone.

 

-----signature-----
I'm not old, I'm crunchy.
IMHO: "ou know your poop,Lyndrek"
"Unless you try to do something beyond what you have already mastered, you will never grow." - Ronald E. Osborn
I stole the above from Bonk's facebook, thanks.
Yukishiro1  4 stars
Posts: 3,243
Registered: 2002-9-20 23:52:57
Szerek posted:

First month, last month, security deposit + actual moving expenses = ~$2,000 You see, $550 * 3 = 1650, and it would costs about 300 to hire someone to move her stuff.



Yeah ok, I misunderstood the claim. I don't know about the specifics of PA tenant law but I'll take your word for it on having to pay 3 months' rent up front to move in.
Cawlin  4 stars
Posts: 1,759
Registered: 2005-2-22 07:58:42
Yukishiro1 posted:

Cawlin posted:

There are millions of Americans like her who work as much as they can, who can barely or not quite make ends meet, who are left out in the cold by our assistance programs for which they can't qualify. She's working poor, and she has been forsaken by our system in favor of those who don't work at all, and in favor of those who make 1,000 times her annual income.



She qualifies for a huge assistance program that makes up the majority of her income. She can't qualify for any others because she qualifies for that one. We don't know for sure but probably at least 66% of her income is a check from the gubmint that arrives each month. Along with what amounts to a check from the gubmint for health care.

If she was able to work but chose not to she would get much less than she gets right now. Almost all assistance programs for people who could work but are not working depend on having kids or having had a previous job that pays decently. If she wasn't working and wasn't on SSDI she would get food stamps, possibly housing assistance (although less than 25% of people who apply actually get it in most areas, and priority usually goes to people with kids), and medicaid, which is inferior to medicare which she gets through her SSDI.

Your rhetoric is emotionally appealing but extremely inaccurate. She is not a good example of a working poor person getting screwed because she works.



So, we don't know any details but you're sure the ones you've made up are correct, while the ones anyone else are positing are incorrect? OK...

Also, if she didn't work, she'd likely be able to qualify for section 8 or welfare housing, she'd have heat, hot water, and electricity, and hell I know of cases where welfare recipients have qualified to have vehicular expenses covered for them under the premise that they needed a vehicle to do job searching since they lived out here in central/western PA where personal transportation is all but mandatory.

This woman has been forsaken by our system. This is the type of person our system should be helping out as a priority!

 

-----signature-----
If ignorance were painful, half the posters here would be on morphine drips.
Everyone playing WoW knows everything about playing two classes: 1) their own and 2) Hunters
Cawlin  4 stars
Posts: 1,759
Registered: 2005-2-22 07:58:42
Yukishiro1 posted:

Szerek posted:

First month, last month, security deposit + actual moving expenses = ~$2,000 You see, $550 * 3 = 1650, and it would costs about 300 to hire someone to move her stuff.



Yeah ok, I misunderstood the claim. I don't know about the specifics of PA tenant law but I'll take your word for it on having to pay 3 months' rent up front to move in.



It happens in NJ too, though it is unlikely since while landlords are allowed by law to request up to 2 full months' rent for security deposits, most only take one or 1.5 months worth, at least that's the way it was years ago when I rented in NJ.

 

-----signature-----
If ignorance were painful, half the posters here would be on morphine drips.
Everyone playing WoW knows everything about playing two classes: 1) their own and 2) Hunters
Yukishiro1  4 stars
Posts: 3,243
Registered: 2002-9-20 23:52:57
Cawlin posted:

Also, if she didn't work, she'd likely be able to qualify for section 8 or welfare housing, she'd have heat, hot water, and electricity, and hell I know of cases where welfare recipients have qualified to have vehicular expenses covered for them under the premise that they needed a vehicle to do job searching since they lived out here in central/western PA where personal transportation is all but mandatory.



Less than 25% of applicants get section 8. Priority goes to people with kids in most areas. She probably is eligible for section 8 right now if her disability is serious. Disability payments typically don't count towards section 8 eligibility and her part-time income is not going to change things because it's so low on its own.

VaultNetwork.net is an independently operated community forum and is not affiliated with, endorsed by, or technically based on IGN, GameSpy, FilePlanet, GameStats, or the former IGN/GameSpy Vault Network.
References to VaultNetwork.net mean this site/domain. VNBoards-style presentation is a visual homage only. By using this site, you agree to the forum rules.