| Author |
Topic:
getting health insurance just makes me want to punch them... [Locked] |
Sarena_WE  Title: Glambert Extraordinaire
Posts: 308
Registered: 2001-1-11 16:41:14
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Date Posted:
1/1/00 12:00am
Subject:
getting health insurance just makes me want to punch them... |
Anebriated posted:
that's awful serena. it's really messed up you are thrown under the bus because a bunch of companies decided you weren't profitable.
I get to fill out those BS 300 page packets over and over again. I even offer to sign a rider to exclude any pre-existing conditions and still get rejected but am told "  ou have the right to appeal the decision". I flat out asked one lady at United Health if she knew if any of the appeals ever got approved and she honestly replied "rarely, I am so sorry".
The really annoying part is that they are lumping two completely separate health issues together because they can be construed as both being neurological. (I had brain surgery back in 2008 and then this last October I when to a chiro because my neck and back were kinked up from stress at work...)
It is the ONLY thing keeping me from being able to quit my job which is the primary reason I have health issues to begin with. Talk about irony 
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Anebriated  Title: I should be reading a book
Posts: 650
Registered: 2003-1-27 21:26:11
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Date Posted:
1/1/00 12:00am
Subject:
getting health insurance just makes me want to punch them... |
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uh oh. i'm at the last step and it's telling me that something isn't filled out and i've looked and everything is filled out. i'm having a tempter tantrum like a 3 yr old.
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Sarena_WE Title: Glambert Extraordinaire
Posts: 308
Registered: 2001-1-11 16:41:14
|
Date Posted:
1/1/00 12:00am
Subject:
getting health insurance just makes me want to punch them... |
Anebriated posted:
uh oh. i'm at the last step and it's telling me that something isn't filled out and i've looked and everything is filled out. i'm having a tempter tantrum like a 3 yr old.
Ugh
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Sarena is the Yin to BTs yanger - Aon_mixed
Friends don't let friends ACF-Makarios
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Caoilin  Title: Instigator
Posts: 2,278
Registered: 2001-11-20 00:03:45
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Date Posted:
1/1/00 12:00am
Subject:
getting health insurance just makes me want to punch them... |
at least you can get independent insurance. i was born with a preexisting condition and am therefore ineligible for all insurance that is not part of a group or given to me through ss.
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"I just wish you had man bits" - ShalisR
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Caoilin Title: Instigator
Posts: 2,278
Registered: 2001-11-20 00:03:45
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Date Posted:
1/1/00 12:00am
Subject:
getting health insurance just makes me want to punch them... |
Sarena_WE posted:
Anebriated posted:
that's awful serena. it's really messed up you are thrown under the bus because a bunch of companies decided you weren't profitable.
I get to fill out those BS 300 page packets over and over again. I even offer to sign a rider to exclude any pre-existing conditions and still get rejected but am told " ou have the right to appeal the decision". I flat out asked one lady at United Health if she knew if any of the appeals ever got approved and she honestly replied "rarely, I am so sorry".
The really annoying part is that they are lumping two completely separate health issues together because they can be construed as both being neurological. (I had brain surgery back in 2008 and then this last October I when to a chiro because my neck and back were kinked up from stress at work...)
It is the ONLY thing keeping me from being able to quit my job which is the primary reason I have health issues to begin with. Talk about irony
dude anytime i get seen by my prosthetist for any reason, i get a packet of paperwork to fill out regarding them wanting to sue the profanity out of someone else to pay for it. and every time i skip the whole thing and write in that it was the result of being born and if they send me this fking packet one more time, i will murder their children. the next time they send me one i'm going to go into intricate detail on how i would murder their children.
-----signature-----
"Cao is really an asexual cricket from outer space" - Bernion
"I just wish you had man bits" - ShalisR
"i'll be your dirty ignorant redneck if you will be my drugged out cripple bitch" - shaggynuts24
"again, I'm stupid" - Brandun
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Jezza_Belle Title: =^.^=
Posts: 2,771
Registered: 2001-2-24 02:29:30
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Date Posted:
1/1/00 12:00am
Subject:
getting health insurance just makes me want to punch them... |
What I learned about those Packets Sarena, is that if you can check yes to anything in the first section, you're excluded, don't even bother trying.
If you have been without insurance for more than 6 months, you can maybe get on the state version for pre-exisiting.
http://www.healthcare.gov/law/features/choices/pre-existing-condition-insurance-plan/nv.html
yours is a HELL of a lot cheaper than ours... a $2500 deductible plan for just me is $335 a month.
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Sarena_WE Title: Glambert Extraordinaire
Posts: 308
Registered: 2001-1-11 16:41:14
|
Date Posted:
1/1/00 12:00am
Subject:
getting health insurance just makes me want to punch them... |
Caoilin posted:
dude anytime i get seen by my prosthetist for any reason, i get a packet of paperwork to fill out regarding them wanting to sue the profanity out of someone else to pay for it. and every time i skip the whole thing and write in that it was the result of being born and if they send me this fking packet one more time, i will murder their children. the next time they send me one i'm going to go into intricate detail on how i would murder their children.
I can only imagine I dread any of those packets as it is but it is rare I have to fill them out. That is painful enough.
Jezza_Belle posted:
What I learned about those Packets Sarena, is that if you can check yes to anything in the first section, you're excluded, don't even bother trying.
If you have been without insurance for more than 6 months, you can maybe get on the state version for pre-exisiting.
http://www.healthcare.gov/law/features/choices/pre-existing-condition-insurance-plan/nv.html
yours is a HELL of a lot cheaper than ours... a $2500 deductible plan for just me is $335 a month.
I'm not without. I carry our group policy right now with my job but I am trying desperately to quit so that I can get this house ready to sell and clear out a bunch of crap we don't need anymore and then go house hunting back east near family. (that and there is a whole blog about what is going on at my work that compounds the desperation) I don't want to quit and end up doing something stupid like accidentally chopping a finger off while fixing dinner and end up bankrupting the family. I keep telling them that I only need the policy until BT finds a job back east that has bennies. That should only take a few months tops. I even tried for student insurance since I am taking a class right now and they don't even get back to me  I am going with a broker now to see if he can help somehow. Talk about a PITFA.
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Chief Operations Officer (COO) Bored & Useless Spam Co.
Sarena is the Yin to BTs yanger - Aon_mixed
Friends don't let friends ACF-Makarios
http://www.indiefl.com/acf/profile/38
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Date Posted:
1/1/00 12:00am
Subject:
getting health insurance just makes me want to punch them... |
Stop going to Planned Parenthood and they wont ask those questions.
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Milkman - Guardian Bard
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Anebriated Title: I should be reading a book
Posts: 650
Registered: 2003-1-27 21:26:11
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Date Posted:
1/1/00 12:00am
Subject:
getting health insurance just makes me want to punch them... |
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found it, it was one box somewhere in there.
so someone like me who only needs insurance if a piano lands on me can sign up in no time while people who need it more than anyone just get rejected :/
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Jezza_Belle Title: =^.^=
Posts: 2,771
Registered: 2001-2-24 02:29:30
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Date Posted:
1/1/00 12:00am
Subject:
getting health insurance just makes me want to punch them... |
Sarena_WE posted:
Caoilin posted:
dude anytime i get seen by my prosthetist for any reason, i get a packet of paperwork to fill out regarding them wanting to sue the profanity out of someone else to pay for it. and every time i skip the whole thing and write in that it was the result of being born and if they send me this fking packet one more time, i will murder their children. the next time they send me one i'm going to go into intricate detail on how i would murder their children.
I can only imagine I dread any of those packets as it is but it is rare I have to fill them out. That is painful enough.
Jezza_Belle posted:
What I learned about those Packets Sarena, is that if you can check yes to anything in the first section, you're excluded, don't even bother trying.
If you have been without insurance for more than 6 months, you can maybe get on the state version for pre-exisiting.
http://www.healthcare.gov/law/features/choices/pre-existing-condition-insurance-plan/nv.html
yours is a HELL of a lot cheaper than ours... a $2500 deductible plan for just me is $335 a month.
I'm not without. I carry our group policy right now with my job but I am trying desperately to quit so that I can get this house ready to sell and clear out a bunch of crap we don't need anymore and then go house hunting back east near family. (that and there is a whole blog about what is going on at my work that compounds the desperation) I don't want to quit and end up doing something stupid like accidentally chopping a finger off while fixing dinner and end up bankrupting the family. I keep telling them that I only need the policy until BT finds a job back east that has bennies. That should only take a few months tops. I even tried for student insurance since I am taking a class right now and they don't even get back to me I am going with a broker now to see if he can help somehow. Talk about a PITFA.
Sounds like you need to send BT on ahead of you to find a job.
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