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Author Topic: Why is birth control covered by insurance? [Locked]
Scarne  4 stars
Title: Capo di Scientifico
Posts: 1,087
Registered: 2001-7-23 15:24:34
At CPAC, some conservative groups were suggesting rebranding birth control as abortion.

 

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Phlegm573  3 stars
Posts: 528
Registered: 2002-6-12 17:43:34
So riddle me this, outpost men's rights' activists. Should insurance companies cover Viagra but not birth control?

 

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Abaddon_Ambrosius  4 stars
Title: Retired Theurgist TL
Posts: 1,674
Registered: 2001-12-21 09:51:39
Phlegm573 posted:

So riddle me this, outpost men's rights' activists. Should insurance companies cover Viagra but not birth control?



I'm leaning toward, all sex-related items should be part of optional riders, not guaranteed or protected basic health care.

I mean thinking it through. Most insurance doesn't cover fertility treatments iirc. So why should it cover viagra?

 

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Yukishiro1  4 stars
Posts: 3,243
Registered: 2002-9-20 23:52:57
Should it also not cover vaccines for STDs or treatment for them? What about maternity care? That's unnessecary too if you just don't have sex!111
Abaddon_Ambrosius  4 stars
Title: Retired Theurgist TL
Posts: 1,674
Registered: 2001-12-21 09:51:39
Yukishiro1 posted:

Should it also not cover vaccines for STDs or treatment for them? What about maternity care? That's unnessecary too if you just don't have sex!111



Dunno. Considering it. Again I'm considering the 'basic' versus 'optional rider' aspect, not if it should be available at all.

Whatever the market will bear can and should be provided, at a minimum.

 

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Groucho48  3 stars
Posts: 821
Registered: 2003-10-22 03:00:14
Koneg posted:

Groucho48 posted:

Cheaper than free?

You think if an insurance company pays for it, it's "free"?

Interesting. Dumb. But interesting.



It is cheaper for the insurance company to absorb some or most of the cost of birth control than it is for women to have a child and have that child covered by insurance for 26 years. Any decent bargaining unit should be able to get birth control coverage for a pittance.

 

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Sin_of_Onin  4 stars
Posts: 1,307
Registered: 2005-6-29 08:21:12
I didn't read the thread but it is "free" because if you are committed to paying for the cost of delivering a baby then it is cheaper to pay for birth control.

This is the nature of preventative medicine and why new services can be offered for cheap or free if the alternative is significantly more expensive.

 

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Groucho48  3 stars
Posts: 821
Registered: 2003-10-22 03:00:14
To add to my last post.


Quote:

“[E]very dollar invested by the government for contraception saves $3.74 in Medicaid expenditures for pregnancy-related care related to births from unintended pregnancies. In total, the services provided at publicly funded family planning clinics resulted in a net savings of $5.1 billion in 2008. Significantly, these savings do not account for any of the broader health, social or economic benefits to women and families from contraceptive services and supplies, and the ability to time, space and prepare for pregnancies.”
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“Some studies have looked at cost-savings for private insurers specifically. Notably, the federal government, the nation’s largest employer, reported that it experienced no increase in costs at all after Congress required coverage of contraceptives for federal employees in 1998. A 2000 study by the National Business Group on Health, a membership group for large private- and public-sector employers to address their health policy concerns, estimated that it costs employers 15–17% more to not provide contraceptive coverage in employee health plans than to provide such coverage, after accounting for both the direct medical costs of pregnancy and indirect costs such as employee absence and reduced productivity. Mercer, the employee benefits consulting firm, conducted a similar analysis that year and also concluded that contraceptive coverage should be cost-saving for employers.”



http://www.guttmacher.org/pubs/CPSW-testimony.pdf


No fiscal conservative should be against birth control provisions in health insurance. They should be applauding Obama for including it.

 

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Abaddon_Ambrosius  4 stars
Title: Retired Theurgist TL
Posts: 1,674
Registered: 2001-12-21 09:51:39
Sin_of_Onin posted:

I didn't read the thread but it is "free" because if you are committed to paying for the cost of delivering a baby...



First, they're generally not going to go to term. They're going to abort. That's hella cheaper than maternity and 20+ years.

Second, who cares. It's still not "free". It's just "less expensive."

Third, again, who cares some more... because what you are REALLY saying is:


Sin_of_Onin posted:

I didn't read the thread but it is "free" because if you are already committed to paying for the cost of undoing the predictable result of a totally avoidable leisure activity...

 

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Groucho48  3 stars
Posts: 821
Registered: 2003-10-22 03:00:14
Another prude who hates sex and doesn't think folks should be doing it.

 

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