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Author Topic: Pet Insurance: Does anyone have it? Any experience? [Locked]
Sith_Mauler  4 stars
Posts: 1,851
Registered: 2002-12-21 13:40:03
I grew up on a farm I remember seeing my dad shoot my first dog that I remember having when I was 6 or 7 because the bastard wouldn't stop killing chickens.

I learned that chicken killing dogs dont live long in the country.

 

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Jezza_Belle  4 stars
Title: =^.^=
Posts: 2,771
Registered: 2001-2-24 02:29:30
Sith_Mauler posted:

I grew up on a farm I remember seeing my dad shoot my first dog that I remember having when I was 6 or 7 because the bastard wouldn't stop killing chickens.

I learned that chicken killing dogs dont live long in the country.



my family wasn't that harsh, they would have just taken him to the pound and hoped he found a home away from chickens.

 

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Sith_Mauler  4 stars
Posts: 1,851
Registered: 2002-12-21 13:40:03
Jezza_Belle posted:

Sith_Mauler posted:

I grew up on a farm I remember seeing my dad shoot my first dog that I remember having when I was 6 or 7 because the bastard wouldn't stop killing chickens.

I learned that chicken killing dogs dont live long in the country.



my family wasn't that harsh, they would have just taken him to the pound and hoped he found a home away from chickens.



that closest animal shelter is in the county seat of the next county over. basically where I live now.

south east oklahoma is still very rural.

 

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Well I ain't first class
But I ain't white trash
I'm wild and a little crazy too
I have seen a lot of things in my life time.
That is why I walk the line I walk.
TickyAtack  4 stars
Posts: 1,303
Registered: 2001-10-23 15:46:32
Sith_Mauler posted:

People think I am wrong for this but I have no issues with putting down a pet.



The time and energy, countless hours of training as well as probably hundreds of miles of running and other types of conditioning, I've put into my dog are worth a few thousand to me at least.


And that's not even counting in the fact that I love him.

 

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Natoli  1 star
Posts: 148
Registered: 2002-2-1 11:53:08
Honestly, you're better off putting whatever you'd spend on a premium and putting it into a savings account that you earmark only for vet emergencies. Yeah, it won't help if the animal gets in trouble next week, but you figure at $50 a month, you've got $600 in a year. Add any extra that you can. The thing with insurance policies is that they're only good for the one pet. If your pet dies never needing the insurance, you're out a ton of money. If you put it in a savings account, your next pet can benefit from that money.

As to all of you saying that it's easier just to put an animal down, you've obviously never had one that was like family...

 

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purplehugmonkey  2 stars
Posts: 466
Registered: 2005-5-16 18:42:03
Yeah, if you can have the self-control to just have a separate account for it and put money in every month, that's probably your best bet if you don't expect any health issues in the near future.

Even assuming you do get screwed with a big bill and have to put it on the CC, it's probably still cheaper to just pay it off.

 

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TickyAtack  4 stars
Posts: 1,303
Registered: 2001-10-23 15:46:32
purplehugmonkey posted:

Yeah, if you can have the self-control to just have a separate account for it and put money in every month, that's probably your best bet if you don't expect any health issues in the near future.

Even assuming you do get screwed with a big bill and have to put it on the CC, it's probably still cheaper to just pay it off.



Thats what I'm doing, but I took self control out of it and set up my bank acct to automatically transfer it every month.

 

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Gildash  3 stars
Posts: 515
Registered: 2001-4-26 16:26:13
Honestly, I was hoping it would be worth in monetarily.

I guess not...

 

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myxomatosis8  3 stars
Title: amateur zookeeper
Posts: 800
Registered: 2001-7-14 23:45:21
Like with people stuff, have to watch out for pre-existing. Usually they're honestly only worth it for the accident coverage ones, by which I mean foreign body ingestion, hit by cars, that sort of thing. Not recurring eye, ear, skin stuff etc.

Also usually the best deals to be found when they're puppies.

 

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Onslaught.  4 stars
Title: I've always wanted a title.
Posts: 1,377
Registered: 2001-2-13 13:46:37
TickyAtack posted:

Sith_Mauler posted:

People think I am wrong for this but I have no issues with putting down a pet.



The time and energy, countless hours of training as well as probably hundreds of miles of running and other types of conditioning, I've put into my dog are worth a few thousand to me at least.


And that's not even counting in the fact that I love him.



Gotta remember... Sith only keeps dogs so that he has entertainment as they rip apart a squirrel after he plunks it out of a tree with a bb gun. That's his version of "countless hours of training".

 

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