I've been using Creative X-Fi Gamer Fatal1ty for several years now, and have had no problems with it. Great sound and EAX is nice to have in games that support it. Not sure if it is still being sold, or got superseded by another model, but it was about 130 when I got it way back when.
I'm using Logitech Z-5500 speakers as well.
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Men do not differ much about what things they will call evils; they differ enormously about what evils they will call excusable. ~ G. K. Chesterton