Imma pretend that link doesn't exist, pretend you really want your questions answered, and pretend to care. Here goes.
How much money to you actually have? You say you were PL'd, then follow it up with 'I have no money. Which I find difficult to believe if you were PL'd to 48. At that point you should have well over a plat just from the PL and selling the vendor trash you inevitably collect during said PL.
So let us assume for a moment by 'no money' you mean 'less money than most'.
The 1st thing you need to do is pancake your chanter down to Druim Cain and talk to those new equipment merchants there. They will be able to outfit you with some decent and almost to cap gear. Next you have a choice. Go to CV and do the repeatables there for BP scrolls or TOA repeatables for glass. In your position, I would look at the new ToA repeatables. You get atlantean glass as a reward and you can just do those over and over till you hit 50. Then take that glass and buy your way to ML9. Boom, insta soloing bada$$!
Grouping if it is done is done in the labby. Not a bad place to take your new found giant pet factory to farm seals, or if you want to get yourself a good working template, head deep into the labby where the drakoran live or farm Avalon City for scales. I personally favor the former choice because the labby drakoran can drop dreaded seals as well.
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