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Author Topic: In MA, if you declare bankruptcy you have the right to keep: [Locked]
TickyAtack  4 stars
Posts: 1,303
Registered: 2001-10-23 15:46:32
There is nothing wrong with a sewing machine. It continuously jabs a needle down with thread on it. It's there to sew things.


That doesn't cost that much. I don't really get what jezza was arguing anyway, but regular person sewing machines are not thousands of dollars and are certainly under $200.

 

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silvadel2  2 stars
Posts: 378
Registered: 2009-7-13 09:37:29
Sew what.

 

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Jezza_Belle  4 stars
Title: =^.^=
Posts: 2,771
Registered: 2001-2-24 02:29:30
TickyAtack posted:

There is nothing wrong with a sewing machine. It continuously jabs a needle down with thread on it. It's there to sew things.


That doesn't cost that much. I don't really get what jezza was arguing anyway, but regular person sewing machines are not thousands of dollars and are certainly under $200.



Just because you CAN get a machine for under $200 at Walmart, doesn't mean you should. I find it amazingly funny that someone who doesn't sew thinks they know about regular person sewing machines.

 

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TickyAtack  4 stars
Posts: 1,303
Registered: 2001-10-23 15:46:32
You can sew with your fingers ffs. This is saying you can keep something that costs a bit more than something that sews insanely fast compared to your fingers, if you file for bankruptcy.


2 swine! jesus. You get like a day of bacon out of that.

 

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i, ticky.
Gaevren  4 stars
Title: Wat do?
Posts: 1,181
Registered: 2004-9-15 09:29:36
A lot of people start out with a $100 sewing machine from Wal-Mart. They're not the greatest machines on the planet but there's nothing wrong with that if that's what you can afford and/or you don't know if you will want to stick with the hobby.


I love to sew. Being only 5 feet tall it's nearly impossible to find clothes that fit me, so I have to either alter them or make my own. Even when I do rarely find stuff that fits it's usually a hideous color or pattern. I'd much rather choose and make my own. I have four machines. They were my present for graduating college.


1. An antique, refurbished Singer that weighs about a gazillion pounds and only does straight stitches and I think maybe zigzags too (haven't tried that so I can't remember for sure). I use it for sewing really heavy duty stuff like leathers and upholstery and things I don't want to run through my expensive, less heavy-duty machine. Cost me about $400, including the special table it sits in.


2. A computerized sewing machine that has about a gazillion stitches and other computerized options that, while not strictly necessary, make sewing MUCH MUCH easier. Cost $1000.


3. An embroidery machine that does only that. Cost $1000. Am currently using it to make a quilt.


4. A serger- not a coverstitch (would love one!) but will do 2-4 threads of various serger stitches. When you look at your ready-to-wear garments, the seams are usually sewn and/or finished with either a serger or a coverstitch machine. The machine has a knife to slice the fabric's edge to just the right point before it's encased in the thread stitches. (For ticky's benefit)


That list is funny though. When on earth was that written up? $200 of books? $3000 of furniture? Geez that's like- less than 2 dozen books and if we only got to keep that much furniture we would have exactly one bed and our dining table/chairs.

 

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Sith_Mauler  4 stars
Posts: 1,851
Registered: 2002-12-21 13:40:03
this is oklahoma's

Homestead
Real property or manufactured home to unlimited value; property cannot ¼ acre, may claim $5000 on 1 acre in city, town or village, or 160 acres elsewhere (need not occupy homestead to claim it exempt as long as you don’t acquire another)

Insurance
Assessment or mutual benefits
Fraternal benefit society benefits
Funeral benefits prepaid & placed in trust
Group life policy or proceeds
Limited stock insurance benefits


Miscellaneous
Alimony, child support
Property of business partnership

Pensions
County employees
Disabled veterans
ERISA-qualified benefits
Firefighters
Law enforcement employees
Police officers
Public employees
Tax exempt benefits
Teachers


Personal Property
Books, portraits, pictures & gun
2 bridles & 2 saddles
Burial plots
100 chickens, 10 hogs, 5 cows & calves under 6 months, 20 sheep; forage for livestock to last 1 year (cows must be able to produce milk for human consumption)
Clothing to $4000
Furniture, health aids, food to last 1 year
Motor vehicle to $3000
Claim for personal bodily injury, death or workers' compensation claim, for a net amount not in excess of $50,000.00, but not including any claim for exemplary or punitive damages


Public Benefits
Crime victims’ compensation
Social security
Unemployment compensation
Worker’s compensation (see personal property)


Tools of Trade
Husbandry implements to farm homestead, tools, books & apparatus to $5000 total


Wages
75% of wages earned in 90 days before filing bankruptcy; bankruptcy judge may allow more if you show hardship

 

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Fozzie_Bear  4 stars
Posts: 2,490
Registered: 2001-12-20 01:43:43
silvadel2 posted:

Sew what.



wool from the 12 sheep of course

 

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Gaevren  4 stars
Title: Wat do?
Posts: 1,181
Registered: 2004-9-15 09:29:36
So is there a difference between homesteaders claiming bankruptcy and suburban joes? (I'm too lazy to look it up)

 

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winga  4 stars
Title: Canadian
Posts: 2,256
Registered: 2001-4-27 15:46:32
ITT: Sewing is serious business.
Fallen_daemon  3 stars
Posts: 761
Registered: 2001-7-28 16:34:29
if you guys want sewing machines those japanese industrial ones in nyc used is about 500 bucks. but uses 220v converting it would cost another like 50 bucks. I mom brought one. there still a garment industry here in nyc .

so when a small one goes under those juki industrial ones are 500 bucks. they are excellent machines.

 

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