Congratz!
TIPS: 1) Make sure it comes out of your account every month automatically DO NOT HAVE DELINQUENT PAYMENTS!
2) Make sure you have 'overdraft' on the account in question in case you are a 'little late' or forget to pay on time
3) BUDGET! House is your #1 priority, if you have to sacrifice other things, you have to, but make sure you ALWAYS have that mortgage money!
4) ADD EXTRA MONEY IN PER MONTH! DO IT! If your mortgage is $1000.00, add in $1200.00/month. I guarantee you'll need it. Use this money for house repairs as they come up or planned, house things like mops/cleaning supplies, and for times when bills are bigger than you expect! I know that saved my BUTT a few times...getting a $600.00 heating bill as opposed to $200-$300 (in January), or getting a letter from the city saying we only paid property tax from June-December, we still owed them for January-May ($800.00)...it will get used and this way you aren't stuck 'holding the bag'
Worth it! But this thread isn't without PICTURES!
-----signature-----
There's some delight in ale and wine,
And some in girls with ankles fine,
But my delight, yes, always mine,
Is to dance with Jak o' the Shadows.
