The above listed Fixer is great for moving character settings.
Below is from the DAoC support pages and shows the location of the actual files:
DAoC support posted:
In order to better support Windows Vista, we have changed the locations of some files used by the client.
Please note the new updated locations for these files (the old locations may still contain copies of these files, but they are old and no longer updated by the game client so do not use them for backup/restore purposes):
The user.dat and character.ini/.ign files can now be found in the following location:
Windows XP, Windows 98 and Windows 98 Second Edition:
• C:\Documents and Settings\<windows login name>\Application Data\Electronic Arts\Dark Age of Camelot\<LotM or TOA or etc.>\
Vista:
• C:\Users\<windows login name>\AppData\Roaming\electronic Arts\Dark Age of Camelot\<LotM or TOA or etc.>\
Note: The “Application Data??? folder for XP and earlier, and the “AppData??? folder for Vista, are hidden folders.
The debug.log, errorlog.txt and your screenshots can now be found in the following location:
Windows XP, Windows NT, Windows 98, Windows 98 Second Edition, and Windows 95
• C

ocuments and Settings<User>My DocumentsElectronic ArtsDark Age of Camelot
Windows Vista
• C:Users<User>DocumentsElectronic ArtsDark Age of Camelot
The art of war is simple enough. Find out where your enemy is.
Get at him as soon as you can. Strike him as hard as you can,
and keep moving. - Ulysses S. Grant
Only the dead have seen the end of war - Plato