Defrag your HD and check for errors on it? Perhaps the files are not being saved properly on your end. As said above, try renaming or deleting the .ini file and see if creating a new one fixes things, the file might be damaged somehow.
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Sneev (SM), Rhejan (Hunter), Skraeling (Warrior), Fulkk (Healer), Erlennd (RM), Hasting (SB), Nithling (Cave Shammy) - 50s
Hratlann (Skald), Grimstainn (Shaman), Sighildr (Valkyrie) - up and coming
Asarna's Arme